Before the Gavel

Sunday, September 6

Nothing new overnight.

9 on the list$2,302,885 total owed2 HOA liensnext sale 2026-10-06North Charleston 2, Ravenel 2, Downtown Charleston 1, James Island 1, West Ashley 1, Summerville 1
1011 Ashley Avenue Downtown Charlestoninherited?
Sells in 30 days, Tue Oct 6 at 11 AM · judgment $1,153,392 · 1 st position
Not owner-occupied · Sfr · deed Nov 2024 (family/estate transfer), held 1.8 yrs
Owner of record Langdale Larry Shane · tax bill goes to Charleston, SC
KNOCK Last deed was a family or estate transfer. Often an heir who can't carry it and would sell before the sale.
Credit union. Local lender, tends to negotiate short sales and payoffs faster than a servicer.
SC Federal Credit Union v. 78 Devereaux Ave, LLC · case 25-06969 · TMS 4630801126 · atty Moore & VanAllen 843-579-7000
Sells in 30 days, Tue Oct 6 at 11 AM · judgment $379,502 · 1 st position
Not owner-occupied · General Commercial · deed Mar 2024 (for $200,000), held 2.5 yrs
Owner of record 78 Devereaux Avenue Llc · tax bill goes to Charleston, SC
BID Institutional first mortgage, recent purchase. Expect the opening bid near the judgment; win it on the steps or not at all.
Securitized trust. Serviced by a national servicer. Slow, by the book, bids the full judgment.
Wilmington Trust v. 78 Devereaux Ave, LLC · case 26-00297 · TMS 3400000043 · atty J. Martin Page 803-509-5078
8318 Bordeaux Court North Charlestonabsentee
Sells in 30 days, Tue Oct 6 at 11 AM · judgment $224,958 · 1 st position
Not owner-occupied · Sfr · deed Jan 2016 (for $90,000), held 10.6 yrs
Owner of record Federal National Mortgage Association · tax bill goes to Dallas, TX
SKIP Title is already with a government agency; this is a second-round sale. Buy it through the listing, not the steps.
Bank / servicer. Institutional. Expect the opening bid near the judgment amount.
US Bank Trust v. Robert V. Leeper · case 24-01687 · TMS 4850600052 · atty McMichael Taylor 404-474-7149
2644 Elissa Drive West Ashley
Sells in 30 days, Tue Oct 6 at 11 AM · judgment $147,034 · 1 st position
Owner-occupied · Sfr · deed Jul 2013 (for $171,250), held 13.1 yrs
Owner of record Ganjbakhsh Saied H · tax bill goes to Charleston, SC
KNOCK Owner-occupied and held 13.1 years, so probable equity. A pre-sale purchase beats bidding against the bank.
Credit union. Local lender, tends to negotiate short sales and payoffs faster than a servicer.
Navy Federal Credit Union v. Saied H. Ganjbakhsh · case 25-02833 · TMS 3550200111 · atty Brok & Scott, PLLC 844-856-6646
Sells in 30 days, Tue Oct 6 at 11 AM · judgment $144,037 · 1 st position
Owner-occupied · Vac-Res-Lot · 17.03 ac · deed Feb 2021 (for $225,000), held 5.5 yrs
Owner of record Hunter Charles Boyd Iii · tax bill goes to Ravenel, SC
NEGOTIATE The lender is a person. Offer to buy the note or make a pre-sale offer to both sides.
Private lender or individual. A person is owed money. Often the most flexible seller before the sale date.
Donald Mullis v. Charles B. Hunter III · case 25-03604 · TMS 1800000002 · atty Zachary J. Closser 843-760-0220
Sells in 30 days, Tue Oct 6 at 11 AM · judgment $129,718 · 1 st position
Not owner-occupied · Mbh · deed May 2017 (for $100,000), held 9.3 yrs
Owner of record Williams Wilhelmina · tax bill goes to Summerville, SC
BID Institutional first mortgage, recent purchase. Expect the opening bid near the judgment; win it on the steps or not at all.
Bank / servicer. Institutional. Expect the opening bid near the judgment amount.
US Bank National v. Wilhelmina Williams · case 25-02044 · TMS 3880000201 · atty McMichael Taylor 404-474-7149
Sells in 30 days, Tue Oct 6 at 11 AM · judgment $92,850 · 1 st position
Not owner-occupied · Vac-Res-Lot · 11.39 ac · deed Mar 2022 (for $150,000), held 4.5 yrs
Owner of record Hunter Charles Boyd Iii · tax bill goes to Ravenel, SC
NEGOTIATE The lender is a person. Offer to buy the note or make a pre-sale offer to both sides.
Private lender or individual. A person is owed money. Often the most flexible seller before the sale date.
Donald Mullis v. Charles B. Hunter III · case 25-03605 · TMS 1800000003 · atty Zachary J. Closser 843-760-0220
Sells in 30 days, Tue Oct 6 at 11 AM · judgment $20,799 · HOA LIEN 3 UNITS ***See Decree*** position
Not owner-occupied · Vac-Res-Lot · deed Feb 1996 (family/estate transfer), held 30.5 yrs
Owner of record Scott Oscar L & And George E · tax bill goes to Charleston, SC
KNOCK Five-figure lien on a house the owner still holds. A letter and a knock before the sale beats any bid.
HOA / association lien. Small balance. Owner usually still has a mortgage and equity. These are the ones to knock on.
Jerico on the Ashley HOA v. George E. Scott · case 25-03736 · TMS 4061000110, 4061000090, 4061000106 · atty Ashley Green 803-724-5002
2627 Kingsfield Street Mt. PleasantHOA lien
Sells in 30 days, Tue Oct 6 at 11 AM · judgment $10,595 · HOA LIEN position
Not owner-occupied · Twh · 0.07 ac · deed Jul 2019 (for $344,000), held 7.2 yrs
Owner of record Muldrow Alonzo & Muldrow Michelle · tax bill goes to Mount Pleasant, SC
KNOCK Five-figure lien on a house the owner still holds. A letter and a knock before the sale beats any bid.
HOA / association lien. Small balance. Owner usually still has a mortgage and equity. These are the ones to knock on.
Center Park South POA v. Alonzo Muldrow · case 23-05098 · TMS 5941500214 · atty Ashley Green 803-724-5002
How to read it. Judgment is what the foreclosing party is owed, not the price and not the value. An HOA lien with a five-figure judgment on a house worth six figures is an owner with equity and a small problem; that is a knock, a letter, or a text before the sale, not a bid. A bank first mortgage near the value is a courthouse bid. Sales are 11:00 AM at 100 Broad St, Suite 266; bidders register by noon the Monday before; the winning bidder puts down 5% on the day and the balance within 30 days; the buyer takes title subject to senior liens, and HOA-lien sales are subject to the mortgage.

Source: Charleston County Master-in-Equity running list, checked every morning. Lis pendens filings, the stage before this one, are added by hand from the court index. Every call is kept and scored against the deed record once it records: how the calls landed. Reply to this email and a person reads it. Pause · Stop